Life is has become so much easier now. We used to go tothe billing offices, stand in queues, for hours sometimes, to pay our bills.You can nowdo it with a few simple swipes while still lying on your couch and munching ona favourite snack. This dream from the past in now realized with online recharge apps.
Online recharge apps, better called digital wallets, area huge relief! You can do all your recharges from a single place.You also get cashback prizes and coupons, which is like the cherry on top. Abetter online recharge app covers everything from online mobile recharge, online electricity, and water billpayments, online house tax payment, and every other bill that you need to pay.Getting an online recharge app is a must if you want to live a chill life!
Here’s what to look for before downloading one –
Range ofservices – perhaps the first thing youwant to look up in a recharge app is the number of operators it handles. If itsmobile recharge, it must cover alloperators. You should be able to recharge any phone anywhere. It should coverelectricity and water payments and other bill payments of any sort. The greaternumber of recharges it offers, the more convenient it becomes for you.
Modes ofpayment – when it comes to recharges,the second most important thing is payment options. There are increasingly manymodes of payment. At the basic level, your app should support Debit card payments, Credit card payments,Internet banking, digital wallets, and UPI. Some go to the extent ofproviding you the benefits of DigitalEMI card, convert your purchases into EMIs, and pay them. Always check thepayment options, the more, the merrier.
Onlinemarketplace – Yes, there are multipleonline stores, but getting an online market place in your native browser appgives you more freedom and benefits. You gethigher discounts. You don’t have to switch between your native shoppingapp and your wallet. Your payments are faster and fail less often. You getinstant cashback in case of returns. You get additional coupons and cashbackthat you can spend on your next purchase. You get access to selected nicheproducts and essential services, all in one place. The list of benefits isendless!
tracker – Apps that feature this arejust great! Keeping watch on your expense is good practice!Nobody likes being empty-handed at the end of the month, and we shoot intoguilt trips that why didn’t we pay attention earlier. Having a wallet thatkeeps track of the money that is going outside is the best way to save money instyle. It also keeps track of your billing cycles. Invest the money you wouldotherwise pay in late fees and interest due to missed deadlines. Soon you willhave a respectable bank balance.
Personal loans – If your recharge app provides personal loans also, itis like the cherry on top. Personal loans serve as good jumping boards in ourroad to success. We are all familiar with tight money situations, instead ofasking people to lend your money, you can take up a quick personal loan andrepay it in any number of instalments. Doing this, you willmaintain your status quo, and also improve your credit score.
Bajaj FinServ is one such app that provides all thebenefits of a digital wallet app, an online shopping app, a credit loan app,and a digital expense tracker. All under one roof! Can it get any better thanthis?